Making your money work harder for you? Saving your acorns for a raining day…… what is your rainy day?
Investing is all about accumulating assets over a period of time to meet the cost of a future goal.
It ranges from saving a regular amount from each pay check to cover your annual holiday to building a diverse portfolio within your superannuation fund to provide for your retirement.
There is a symbiotic relationship between the assets you use, the time period you are working to and dollar amount you are looking to reach.
The skill in investing is to get the right mix of assets to meet the required dollar amount within the timeline that has been set. It is also about knowing if the goal cannot be met and working out the appropriate trade-offs to get as close to the goal as is practical.
Overlaying this you also need to be comfortable with the mix you have in place, again there may need to be trade-offs to enable you to sleep at night without always being worried about how you are invested.
We believe that we can help and educate clients so that they are more able to meet their financial goals.